All Island Capital

To see if you are eligible for a modification, call us for a free initial no obligation qualification.

Loan Modification is the process of modifying or re-writing the terms of an existing loan to a payment that you can afford. This is NOT refinancing in the traditional method.A modification to an existing loan made by a lender in response to a borrower's long-term inability to repay the loan. Loan modifications typically involve a reduction in the interest rate on the loan, an extension of the length of the term of the loan, a different type of loan or any combination of the three. A lender might be open to modifying a loan because the cost of doing so is less than the cost of default.We provide custom solutions for your debt needs. We will give your situation the personal attention it needs and discover the best plan of action to take.