Merl K. MIller and Associates

I have been an insurance agent for 24 years. I started my own company last summer to serve people over 60 years and help anyone get life insurance.

My primary businesses are final expense insurance and elder care planning. Final expense insurance is a type of "easy to get" life insurance available in amounts from $2500 to $100,000. The usual policy size is between $10,000 and $15,000. Anyone 40-80 can qualify with no health questions. However, if you are willing to answer a few health questions, you may qualify for a lower rate.Elder care planning is a passion of mine. Like many seniors, I have worked since I was 14 years old. I was already paying taxes when the Medicaid and Medicare laws were passed in 1965 so I have supported the system for a long time. Is it fair that if I need long term care or my wife needs long term care, we should have to improvise ourselves to simply get help from a system we have supported for so many ye