MyFreshStartCards

"credit card consulting"

Based in Richmond, VA, our highly skilled credit card advisory team is in the business of helping people to establish a positive credit profile by showing them how and where to get secured credit cards. A secured credit card is one that is backed by a deposit in a savings account in the bank issuing the card. The typical deposit required is a minimum of $300.00. Against this minimum the bank will allow the card holder to charge 50 percent to 75 percent of the deposit. The deposit is not a fee; the money remains in the name of the card holder and earns interest for the person. Some banks even put it into a certificate of deposit (CD). This is good because a CD will usually earn more interest than a savings account would. The deposit is not a charge of any kind made by the bank. Ins